Escaping The Rat Race

The Power Of Extra Income

August 7, 2018 by Claude Fullinfaw Leave a Comment

Extra Income Has Its Benefits!

I never looked at extra income in this light. Read this story of how powerful a small amount of money can be to you.

Here is a story of two business associates/distributors in a network marketing company. One day Anne comes into the office and excitedly shares that she is going to earn a check that week from her business.

Henry the other distributor was surprised to see the excitement in Anne’s voice. After all he was in the company for a while and had grown accustomed to seeing new people get excited over their first few income checks. He thought surely Anne must be a new distributor for the company. Is this her first check he thought.

Don’t Just Go By Face Value

Anne approached Henry and asked him to guess the amount she was to receive. “Maybe 5000 pesos” said Henry. (This is about 100 USD).

Anne said “it was not quite so. However its close. It was just 4500 pesos“.

Henry was more intrigued. Why is she so excited. After all 4500 pesos is not a lot of money.

Then Anne shared why she was so excited. She said “my monthly income from my day job was only 15,000 pesos a month. After I have paid for my expenses such as rent, food, transportation, toiletries, internet and phone, I only just have 450 pesos left as savings. It taken me an entire month working over 160 hours to just get 450 pesos in savings”.

However …

By doing her part time business for a few hours a week she was able to increase her savings ten times. She said “If I just keep doing a bit more this income will double in the next few weeks. I could never do the same with my regular job“.

The Lesson Learned Here Is …

Anne has worked over 40 hours a week and after a month she could only have 450 pesos left towards her savings. However working her part time network marketing business for just 5 works a week she has been able to increase her savings ten times in just one month.

The question here is my friends …

If you are currently working a job and finding it hard to increase your savings and want a way to do so why not do something that Anne does. With some part time effort you too can bring in an extra 4500 pesos or $100 USD too.

>> This extra money can increase your spending ten times.

>> This is the power of extra income.

Most importantly is the fact you do this part time and you can increase your savings many times over within weeks not years. That’s the magic behind this story here. You save time.

If you are impressed with this post why not share it with others.

I love to connect with you.

Claude Fullinfaw

PS: The article I read came from the Book “Law of Leverage” by R. Panaligan, CPA
Worth getting a copy and reading the book

Want To Learn About The Power Of Leverage

August 6, 2018 by Claude Fullinfaw Leave a Comment

It interesting how we learn something everyday that’s new.

A few years ago I learned a lesson on the power of leverage. I had no idea about the Law of Leverage.

It was in the summer of 2014 while attending a seminar in Brisbane I was introduced to the idea of working smarter and saving time while doing so.

How I Learned That I Could Save 36 Years Off My Working Life Span

A Mumpreneur from Canada was the main speaker at an event I attended and she was sharing how we can shave years of employment if only we knew the secret on how to.

This intrigued me. As I love working smart.

Disclaimer: Now what I am sharing may not suit you and if that’s the case its perfectly ok to disagree with me. However, if you are someone like me who would rather work hard for a few years and have the rest of your life free to enjoy then the next few paragraphs may be worth reading.

I am going to explain two scenarios. One will be working like you do right now and obviously the second one is working smart.

So lets look at Scenario One

Do You Want To Have Leverage Working For You?

Imagine you do work and its a 50 hour week.
Over a year that’s 2500 hours.

If you were to work 10 years that will be 25,000 hours that you would have put into your employment or business.

Now if you are 20 years old and you work until 60 years old then the hours worked would be 100,000 hours.

What you must realize here is that at the time of retirement everything you see around you is the direct or indirect result of all the work you contributed to your business, community and to your customers. All the memories you gathered, the trips away on holidays and the successes you have seen throughout your life are a result on how well you worked in those 40 years or 100,000 hours worked.

Something To Ponder About!

What we see here is the fact you traded your TIME for everything you wanted in life. In other words all your dreams that came through was a result of working those 100,000 hours put in.

So the question is what if we can save 30 or 35 years off a traditional 40 year working life plan. What if we can do all this in just 4 years. Would that interest you a bit if you can get your dreams within 4 years rather than working for 40 years.

So lets get to scenario two now…

Scenario Two – Working With Leverage

Here we will look at working your present job.
However, we will take on something parttime to add some extra income to our existing salary.

So imagine just working an extra 5 hours a week on a special project called Project X.

What if you did find just 4 people who like you wanted to earn a bit more. And those 4 found another four people. Eventually if that group of people reached 100 people that you partnered with. Now with time this number will surely increase but for now lets assume its just 100.

So if those 100 people were to just work 5 hours a week we will have effectively 500 hours working for you. All all this is in one week.

Over 52 weeks it will be 25,000 hours as compared to your 2,500 hours you would have worked all by yourself in one year. You have increased your work output 10 times by working smart.

But it gets even better…

Over the next 4 years this output would have grown to 100,000 hours of work. If you look at the example above it took us 40 years to achieve the same result.

You have literally saved 36 years of working behind a desk.

This phenomenon is called Leverage. This is the Law of Leverage.

So the question you need to ask yourself is …

Do you have leverage working for you right now for you in your working life?
Are you working all by yourself for your dreams?
Would you like to work smarter and harder instead of just harder?

If you feel you want to speed that process up and want to work with a team of exciting and dynamic people then message me and lets have a chat how you too can shave a few years off the time you need to get to those dreams of yours.

Looking forward to connecting with you soon.

Claude Fullinfaw

Brisbane

Working 9 Hours A Day Just To Survive, Is It Good Enough?

August 4, 2018 by Claude Fullinfaw Leave a Comment

Here is a lesson worth taking in.

A few months ago I sat down with my mentor in the Philippines and he shared a simple yet effective way to look at life. He showed me how so many of us work so hard for a living giving up precious time just to earn. And while we do that we also trade our health in. Chasing a ‘myth’. Its about working so hard hoping life will turn out good at the end. Trying our best to save up a good enough nest egg in savings to retire on.

The Irony Is …

The irony is many of us will die prematurely before the age of 65. This is due to health conditions such as heart diseases, hypertension, diabetes, etc. All caused by the lifestyle we lead just to get ahead in life. The ones remaining, the ones living will be either working too hard at time of retirement or dependent on family or welfare to take care of them. Only a few people will be financially well off to live their lives out very comfortably.

Lets Look At Life As It Is Now …

Before we look to the future lets look at a normal working day for an ordinary employee right now. What is our lives looking like right now, this week. This can well fit into the life of a self employed person too. So don’t ignore it as I was self employed and thought i was doing well until I read the book “RICH DAD POOR DAD‘ by Robert Kiyosaki in 2003.

So lets take a look into our day.

Most people work 9 hours a day possibly 5 days a week. Some do work 6 days but lets say we work 5 day.

If we look at the photo here we see that people work from 8 am to 5 pm and this is taking as normal. This is taken as normal if we want to earn an income. But do people just work 9 hours a day? In my opinion now from what I learned is that most people’s working day isn’t just the 9 hours spent at work.

It starts the moment they wake up in the morning. From the moment they wake up at 5 am to the time they arrive at work. Every single moment from that dreaded alarm going off to clocking in at work should be added to their working day. Why?

Because all they do after waking up is focus on work related tasks.

Now the same thing happens after work too. They are rushing home to get back so they can get ready for the next day’s work. Little thought is placed on exercise, family time, etc. They would rather sacrifice personal health in favor of preparation of the next day’s work. Isn’t this familiar? Have you done this before? I certainly have.

We work at least 13 hours a day around work related tasks!

This accounts for over 13 hours a day towards work related tasks. Leaving the person with just 11 hours to spare. The question is “is this free time. Your free time?”

I doubt it. This time is not free as the individual needs to complete a number of tasks before he goes to work the next day.

Lets see what these are. Here are some tasks that have to be taken care of:

Wash and iron clothes,
Prepare the evening meal,
Sometimes prepare the meal for next day’s lunch too,
Help kids with their home work,
Watch a bit of TV,
Certainly Facebook time is needed.
And then finally some sleep.

If this person is lucky he or she will have 5 to 6 hours sleep.

Imagine Working 40 Years In This Routine?

Now this person does this routine over and over again not just for a few days or weeks but for their entire lives. They work like this for over 40 years until retirement. This is the race they have got themselves into. And as their income grows its harder to get out of the race as they get so used to the rewards that they are willing to sacrifice their free time just to have this so called lifestyle. Is this Rate Race worth living?

I know of factory employees, directors of companies and even self employed people work these crazy hours, living this rat race. All the while presuming they are a success in life. And what is surprising is they do it for just survival. Not knowing the trap they have gotten into until its just too late.

Why Do I Say This …

Until all they worked for is either lost and they then question why did they work so hard. Or one day on their death bed their family says to them “why did you work so hard? We just wanted your time not money?”. Its too late to repent then.

So is it worth it…

Slaving away at a desk 9 hours a day for 40 years with a promise that their retirement will be secure if they do so.

I hope you see the logic behind all this.

In Conclusion…

Have you learned from my initial introduction on this page on how many people may not live to retirement age and then explaining how much we work towards a myth of living forever in comfort.

So the argument now is why focus on the destination (retirement) only. Why not focus on the journey (living life) as well. Why not have fun while you work now and enjoy life now too.

Some questions to ponder upon …

What if you can earn back those 9 hours you spend behind a desk and be able to live a more purposeful life having more free time for yourself and family?
What if you could be able to get those dreams you once had as a young man or woman now instead of just waiting for retirement?

Anything is possible if we envision it.

If you are open to learn more do message me and I shall help you.

Claude Fullinfaw